Job Title: Credit Risk Manager
In our Credit Risk team, you will play a key role in managing the risk of lending to large corporate and financial institutions. Your primary responsibility will be to structure, underwrite, negotiate, and monitor financing solutions for these clients associated with syndicated loans, bridge financings, hedging, leasing, and treasury management products.
You will be responsible for identifying opportunities to responsibly grow the loan portfolio while mitigating losses in deteriorating credits through amendments and restructurings. You will also lead internal discussions and complete credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability.
To succeed in this role, you will need 7 years' experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products. Strong credit risk analysis and conclusion-oriented analytical skills with ability to manage complex transactions are essential. Additionally, you must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation, and execute timely closings.
You will have the opportunity to train and mentor junior colleagues and work closely with internal control partners and external regulators to ensure compliance with regulatory requirements.
Key Skills:
* Strong credit risk analysis and conclusion-oriented analytical skills
* Ability to manage multiple priorities and work effectively in a team environment
* Excellent communication and interpersonal skills
* Ability to identify and capitalize on business opportunities