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Credit analyst

Brisbane
Funded Finance Pty Ltd
Credit Analyst
Posted: 15 December
Offer description

Funded Finance is a fast-growing, high-performance mortgage brokerage built on Speed, Excellence and Communication.
We help clients navigate one of Australia's most connected home-loan journeys - and we're looking for a standout Residential Credit Analyst to join our team.
If you take pride in producing clean, accurate, high-quality credit work and enjoy structuring smart lending solutions, you'll thrive here.
About the Role
This is a residential credit analysis role, with occasional light commercial assistance.
You will work directly with the Principal Broker to research scenarios and build complete, high-quality files before handing them to our operations team to lodge and progress.
What You'll Do
Work closely with the broker and lender BDMs to research and problem-solve
Review client financials, supporting documents and background information
Run servicing across multiple lenders
Research policy and identify best-fit lending solutions
Prepare scenario notes and structuring recommendations
Build the full application in Mercury (data entry, notes, supporting documentation)
Prepare a clean, complete handover pack for the operations team
Ensure compliance and internal quality standards are met
What You WON'T Be Doing
? Lodging applications
? Sitting on hold with banks
? Managing lender follow-up or settlement tasks
Your focus is quality, accuracy, structure and speed.
About You
We're looking for someone who values precision, thoughtfulness, and excellence.
Must-haves
Strong mortgage credit experience (2+ years preferred)
Exceptional attention to detail
Solid understanding of policy, servicing, and structuring
Demonstrated experience with self-employed servicing
Confidence and willingness to have a go at complex scenarios
Strong understanding of self-employed income structures
Ability to manage multiple files in a high-volume environment
Organised, methodical, proactive, and reliable
Brisbane-based, with 1 - 2 days available for work for home per week
Ability to learn and adopt how Funded Finance adds value in every client interaction
Full-time or Part-time positions available
Nice-to-haves
Exposure to simple commercial lending (not required)
Experience with Mercury & ApplyOnline
Certificate IV or Diploma in Mortgage Broking
Ability to use Quickli
Why Join Us?
Direct access to a high-performing broker
A structured, calm workflow (no chaos, no surprises)
A supportive operations team who takes over after handover
Hybrid flexibility
A values-driven culture that delivers meaningful client outcomes
Real opportunity to grow inside a scaling business
Salary
$90,000–$110,000+, depending on experience and capability.We pay properly for a true superstar.
How to Apply (Important)
To help us shortlist effectively, please submit - Your Resume
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Don't transfer any money or complete suspicious online surveys.
If you see something suspicious, report this job ad.
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