Head of Credit
We are seeking a seasoned professional to lead our lending credit function. This role requires a strong understanding of lending policies, financial analysis, and credit assessment. The successful candidate will have experience in managing lending portfolios and teams, as well as developing relationships with key clients and stakeholders.
About the Role
The Head of Credit will be responsible for overseeing our lending credit function, maintaining lending policies and procedures, and monitoring the company's lending portfolio. They will also lead a team of credit officers, providing guidance and support to ensure high performance. Additionally, they will collaborate with sales, finance, and other departments to ensure alignment of lending policies with business objectives.
Key Responsibilities
* Maintain lending policies and procedures to ensure effective credit management.
* Oversee the credit approval process, including the evaluation of loan applications and creditworthiness of potential borrowers.
* Monitor and manage the company's lending portfolio to ensure compliance with lending standards and maximize profitability.
* Lead and mentor a team of credit officers, providing guidance and support to ensure high performance.
* Collaborate with sales, finance, and other departments to ensure alignment of lending policies with business objectives.
Qualifications
* Bachelor's degree in finance, accounting, business administration, or a related field.
* Minimum of 7-10 years of experience in lending credit management, with at least 3-5 years in a leadership role.
* Strong understanding of lending credit assessment, financial analysis, and lending policies.
* Excellent leadership and team management skills.
* Strong analytical and problem-solving abilities.
* Effective communication and negotiation skills.
Benefits
This is an excellent opportunity for a motivated individual to join our team and contribute to the success of our lending credit function. We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.
How to Apply
To apply for this position, please submit your resume and cover letter. We look forward to hearing from you.