**Who We Are**
**Integrity. Quality. Commitment. Innovation.**
These are our values and not only what we stand by but what we stand for. We believe in empowering people. We create and deliver solutions. We give back to community. We think differently and we do it better. Our innovative spirit has driven us to continually evolve and deliver solutions to our dealers and our community and made us a business that our people are proud of and proud to work for.
At John Deere Financial, you'll make what isn't possible today, tomorrow's reality. Our financial products and services are helping our key partners secure the best innovative technology and products to enable others to be smarter about how they use the land. Working with the latest technology, collaborating with the best and brightest in the field, expanding your knowledge and honing your skills-all are key components of the John Deere team.
**Why Join Us?**
At John Deere, you are empowered to create a career that will take you to where you want to go. Here, you'll enjoy the support to think outside the box and the advanced tools and technology that foster innovation and achievement.
We are a Global company that truly values its people and provides a broad range of benefits which include a competitive remuneration package, flexible working, social activities, health and safety programs and ongoing training and development opportunities along with other Benefits like
- 17.5% Annual Leave loading
- 14.5% Super if you choose to go with John Deere
- Mercer Super Plan
- A mature outlook on flexible and hybrid work arrangements which allows you to truly balance work and life.
- Paid Parental leave - 16 Weeks for all parents.
- Purchase Leave, Paid Community Leave
- Professional Development Support (Higher Education, Training & Memberships)
- EAP Support & Training
- Equity in pay grades
- Incredible company culture where wellbeing of our employees is at the forefront of everything we do.
**The Opportunity**:
This is an opportunity for an experienced and motivated Credit Analyst. The successful applicant will have responsibility for
- Underwriting, structures and managing credit risk and relationships that are medium to large, and sometimes complex in nature.
- Identifying opportunities for new business with new and existing customers and dealers to market credit products.
- Monitoring performance of borrowers and recommending and executing collection strategies.
- Preparing write-ups on large credit requests and resolving and negotiating sensitive issues related to transactions above authority.
- Assisting with problem solving, training, and mentoring of less experienced personnel.
- Preparing various reports and presentations for management on departmental metrics and industry trends that impact credit risks inherent in the portfolio.
- Providing support and assisting in digitalising the credit underwriting process utilising insourcing and external digital solutions.
**About You**:
With a strong expertise in credit analysis, you are an energetic self-starter who is an excellent team player who takes pride in their work and their working environment.
**What Skills You Need**
- Sound skills in dealing with medium to large and complex dealer and retail customer structures and relationships
- Demonstrated financial analysis and financial modelling skills, including the ability to evaluate information, identify potential issues and draw conclusions
- Sound report and credit underwriting skills
- A strong customer service focus and have proven ability to understand a customer's business, performance and strategy, as well as understanding their long-term needs and how we can support them
- Good communication and negotiation skills
- Ability to work independently and within a team environment
- Experience in commercial finance.
**What Makes You Stand Out (Desired skills/experiences)**
- Agriculture, Construction or Forestry background
- Diversity & Inclusion promoter
- Works independently
If you have the experience outlined above, and the passion to succeed, we would love to hear from you!
Applications for this position will close at close of business **24th January 2025.**
**John Deere believes in the power of diversity in the workforce and we and are committed to creating an inclusive environment for all employees.**
**John Deere Australia is proud to be recognised by Diversity Council Australia Ltd as an Inclusive Employer for three consecutive years: 2021- 2024**
**John Deere is proud to collaborate with WORK180- an international jobs network that connects smart businesses with talented women.