Join our dynamic Credit Operations Team as a full time Loans Assessor (Secured). You will be responsible for providing professional lending services for all secured credit submissions received via our retail and third-party distribution network including credit cards within set time frames. You will undertake a detailed credit analysis before the granting of credit, based on credit information provided by a borrower to meet their requirements and objectives.
What's on offer
* Rostered days off each month
* Join our established team of assessors
* 17.5 % holiday loading + generous personal leave entitlements
* Extensive internal & external development opportunities
* Extra superannuation contributions as part of pre-tax salary + paid parental leave
Key Responsibilities
* Make accurate and compliant credit decision in line with all current regulatory and government legislation, the Bank's Credit Risk Policy Framework and principles within the Delegated Lending Authority (DLA) reflecting the philosophy and values of Teachers Mutual Bank
* Provide professional levels of representation for the Bank at all times following corporate standards to our members, internal departments and third parties
* Strong Stakeholder engagement providing feedback and coaching to 1st party sales bankers
* Issue credit documentation, while approvals ensure statutory and compliance requirements are adhered. Check credit related documentation required to support and settle credit applications for accuracy and compliance
* Follow up outstanding action items and documents to ensure credit applications are enforceable and accurate at the time of funding. Instruct internal and external parties to prepare and issue enforceable and accurate credit contracts and related documents
About You
You are an analytical professional with a proven ability to build relationships with stakeholders with attention to detail as well as having:
* Strong proven experience in credit underwriting and holding a delegation authority for secured lending.
* Strong knowledge and understanding of the National Consumer Credit Protection Act and EFT Code of Conduct - highly regarded
* Knowledge and proficient use of Microsoft applications in particular – Excel and Word
* High level analytical and decision-making skills required
* Experience in Apply Online Tool is preferable
* FSR Tier 2 Accreditation (highly regarded)
Teachers Mutual Bank Ltd may conduct a background or reference check (or both) as part of the recruitment process. By applying you agree to cooperate fully in those procedures and understand that an offer is subject to the satisfactory outcome of those checks, at the discretion of Teachers Mutual Bank Ltd.
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