Credit Assessor
Join us in this exciting opportunity to make a real impact, while helping our team grow and ensuring we continue to deliver the best outcomes for our customers.
**About the role**
As we rapidly expand our reach across more markets, we're connecting with our customers through a variety of channels - digital, physical, and mobile. We're looking for a capable Credit Assessor to join our in demand, high performing team of credit professionals who are dedicated to delivering exceptional experiences to our customers, no matter where they are or how they interact with us.
Key responsibilities include:
- Demonstrating compliance with policies and procedures to effectively operate within People First Bank's risk appetite set by the Board
- Establishing and maintaining business relationships with our Lending Teams and other Stakeholders as required
- Providing advice and guidance on credit risk, lending, lending responsibly and policy to other Credit Assessors and Lending Teams
- Ensuring policy and sound lending practices are applied consistently to minimise exposure to lending losses.
- Providing feedback on policy and processes, and make suggestions for improvement
- Maintaining knowledge of policies and procedures relevant to your position including keeping up to date with communications and assigned learning
**What do I need?**
What sets you apart is your proven track record of exercising a Delegated Lending Authority (DLA) of at least $2m in a Residential Loan Approval setting and a deep understanding of modern retail banking and lending practices. We're looking for someone with an eagle eye for detail, someone who thrives on driving high-performing results while delivering exceptional service. If you're passionate about making an impact and raising the bar in every aspect of your work, this is the perfect role for you!
**Who are we?**
It's an exciting time to join our organisation! On 1 March 2023, two of Australia's most successful member-owned banking organisations merged, to form Heritage and People's Choice - Australia's leading mutual banking organisation and a genuine, member-owned alternative to the major banks.
We exist to create a better future for our members and the communities in which they live.
We are 100% member owned, with approximately 720,000 members and 1,900 employees. We have dual head offices in Adelaide and Toowoomba, and 95 branches across South Australia, Victoria, New South Wales, Queensland and the Northern Territory, trading under two brands, Heritage Bank and People's Choice.
When you come to work at Heritage and People's Choice, you'll be joining a team of inclusive, friendly, and motivated employees who value making a difference every day for our members, community, and the planet. We are committed to creating an outstanding working environment where you feel supported, can continue to develop and are proud advocates of our members and our business.
**Benefits of working for us**
We believe the little extras can make a big difference in supporting your success. That's why we offer great incentives and benefits including:
- Career development opportunities, and ongoing training, coaching and support
- A dedicated Employee Assistance Program for you and your family to access in times of need
- Paid volunteering days and access to a diverse range of community and charitable initiatives
Job ID 300000071683775