About Us
At, we believe Australia's renters deserve better, so we're determined to be the champion they need. By building technology to enable and empower Australia's renters, we're building a world where renting is rewarding.
RentBond is a way for tenants to pay their rental bond, two weeks' rent in advance, and any other moving costs, via a personal loan that is repaid over time. RentBond is a financial product of, Australia's leading rental property website. RentBond is not just like another personal loan, we offer renters the ability to fully repay their loan within 21 days and incur no fees or charges. An industry leading offering that puts our renters first when applying for and securing a rental property.
What we're looking for
Key focus areas:
1. Credit Risk Assessment & Analysis
* Conduct comprehensive credit risk assessments on the RentBond loan book.
* Develop and recommend credit scoring models and risk-rating frameworks to enhance decision-making.
* Analyze macroeconomic trends and industry risks that may impact credit portfolios.
* Monitor early warning signs of potential defaults and recommend risk mitigation strategies (Bad debt analysis and reporting).
2. Data-Driven Decision-Making
* Utilize data analytics to identify risk patterns and trends across the RentBond portfolio.
* Provide insights and recommendations to the credit committee on credit policies and risk appetite.
* Ensure alignment of risk models with business objectives and regulatory guidelines.
3. Credit Policy & Compliance
* Ensure adherence to internal credit policies and external regulatory requirements.
* Support the development and refinement of credit risk management frameworks and policies.
* Ensure all lending activities meet industry regulations.
* Performing regular updating of risk register, metrics and records.
* Conduct root cause analysis of issues and incidents and provide support for control improvements.
4. Portfolio Monitoring & Risk Mitigation
* Track and report credit portfolio performance, highlighting key risks and mitigation strategies.
* Develop stress-testing models to assess potential losses under different economic scenarios.
* Recommend credit limits and risk exposure adjustments based on portfolio analysis.
5. Stakeholder Collaboration
* Partner with underwriting, finance, and collection teams to improve performance.
* Present credit risk findings and reports to senior management and credit committee.
* Engage with regulators as required.
You would see these as some of your key qualities:
* Bachelor's degree in finance, Economics, Business, or a related field (master's preferred).
* Professional certifications (e.g., CFA, FRM, PRM) are an advantage.
* Strong proficiency in financial analysis, credit modelling, and risk assessment tools.
* Experience with statistical modelling, machine learning, or credit risk software is a plus.
* Solid understanding of NCCP and industry best practices.
* Excellent analytical, problem-solving, and communication skills.
* Ability to work in a fast-paced, high-pressure environment with cross-functional teams.
What we offer:
We are a small and diverse team of people, but we punch well above our weight in terms of voice and influence, and our passion is change for the better of our community. We offer:
* Invaluable experience – ASX listed and at the start of our growth curve.
* Competitive salary and bonus.
* Opportunity to grow with the role, building a team as the business scales.
* Great opportunity to work on a potentially game-changing fintech product with national exposure.
* Be part of an awesome team that are building products that actually make a difference.
* Flexibility around the little things as long as the job gets done.
* Great location in Burswood with plenty of car-parking, easy access to Vic Park food outlets as well as proximity to Swan River foreshore and parks.
If you're looking to take that next step with ownership and accountability, have a love of technology and demonstrated experience growing a business, we'd like to hear from you.