As a Credit Risk Associate focusing on Corporate Client Banking & Specialised Industries, you will work closely with business partners from the Global Corporate Bank, Commercial Banking, Debt and Equity Capital Markets, Corporate & Investment Banking, Markets and Wholesale Payments. You will be the primary contributor and driver of credit analytics including risk rating determination, industry assessment (working with internal industry specialists) with a key focus on due diligence, structuring, negotiation and documentation of such transactions. You will also be responsible for ongoing credit monitoring and review work for all client facilities.
You will focus on execution of transactions across acquisition & leveraged finance, vanilla and structured loans, derivatives and liquidity and cash management products for a diversified portfolio of institutional and corporate clients.
**Job responsibilities
- Proactively managing exposures on a portfolio of institutional and corporate clients;
- Prepare forward looking credit memoranda, along with necessary financial modelling, to provide risk assessment views on both new transactions and for existing clients and their industries;
- Track market and industry developments and their impact on clients;
- Recommend and monitor internal credit ratings;
- Support senior team members with completing due diligence, structuring and documentation on new transactions;
- Interact with key stakeholders including client coverage and product bankers;
- Prepare and monitor various credit and regulatory reporting requirements; and
- Support the team with ongoing ad-hoc initiatives and workstreams
**Required qualifications, capabilities and skills
- Three years' experience gained in a credit risk or credit analysis role within institutional, investment banking, or corporate banking;
- Effective credit risk analysis skills covering both qualitative and quantitative analysis;
- Ability to take an active role in identifying key issues/ concerns relating to clients, their industries and transaction structures;
- Effective written and verbal communication and interpersonal skills;
- Ability to foster relationships and confidently interact with business lines and other internal stakeholders;
- Proficiency in Microsoft Excel with an ability to navigate through complex financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc); and
- Undergraduate degree or post graduate qualifications in accounting, business, finance or a quantitative related discipline
**Preferred qualifications, capabilities and skills
- Understanding of products across Australian debt markets and derivatives as well as related documentation;
- Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.