About Us
Commonwealth Private strives to provide outstanding personal service and trusted advice to high net worth and ultra‐high net worth individuals who have the intention to invest or borrow at least AU$2.5million. Our breadth of experience allows us to offer clients a comprehensive range of solutions, market‐leading products and innovative investment opportunities.
We are backed by superior research capabilities and the extensive resources of the Commonwealth Bank Group, enabling us to help clients achieve the best possible outcome. We have Private Bankers and Private Wealth Managers specialising in banking, lending, strategic advice, investments and insurance located across Australia.
Our vision is to be the private bank that successful Australians recommend.
About Your Role
As a Private Bank Analyst, you will support our Private Bankers in delivering exceptional service to high net worth clients through value‐added solutions.
Your core duties include undertaking financial analysis and assessing the risks and opportunities on new and existing commercial lending submissions, as well as evaluating the risks associated with increases in client credit.
Your Responsibilities
* Write, negotiate and manage commercial credit applications for new and existing clients
* Complete credit submissions and annual reviews to ensure timely delivery of decisions, documentation and funding, and maintain accurate information
* Apply analytical skills to business problems and effectively communicate outcomes and recommendations
* Deliver exceptional customer service, client communication and engagement to support credit submission requests
* Undertake detailed analysis of client and industry‐specific information focusing on key financial drivers to meet client needs
* Prepare concise and well‐reasoned credit correspondence
* Focus on quality, credit management and minimising credit and operational losses
* Audit and review team files to meet credit assurance standards
* Investigate credit policy framework and changes to support credit submission applications
Your Skills and Experience
To be successful as a Private Bank Analyst, you will have:
* Commercial lending experience (from customer‐facing sales or credit/analyst environments)
* Credit analysis training and demonstrated experience with the ability to support deal structuring (desirable)
* Well‐developed Microsoft Excel skills and experience in performing financial analysis/modelling
* Tertiary qualifications in a business‐related discipline such as Banking or Commerce (desirable)
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