SeaMoney is a part of Sea Group, a leading global consumer internet company. SeaMoney’s mission is to better the lives of individuals and businesses in our region with financial services through technology. SeaMoney’s offerings include mobile wallet services, payment processing, credit offerings, and related digital financial services and products. These are available in seven markets across Southeast Asia and Taiwan under various brands, including ShopeePay, SPayLater, and other brands.
Job Description:
* Design and drive implementation for consumer or small and medium-sized enterprises loans’ strategies such as but not limited to anti-fraud, collection and risk policies.
* Responsible for evaluating credit worthiness of new applicants and monitoring the ongoing financial performance of existing customers.
* Setup key indicators to monitor various fraudulent behaviours and regularly summarise and optimise strategies.
* Work closely with (1) Local teams to consolidate system requirements and (2) Product/Development teams to oversee implementation plans.
* Conduct data analysis through daily risk exposure and profit & loss statements to present findings and recommendations to senior management.
* Study business operations and the local market to make determinations about its ongoing competitive outlook.
* Construct reports to monitor key performance indicators, and optimise business policy and process.
Requirements:
* Open to fresh graduates who graduated in July - December 2024 and 2025.
* Graduating with a Bachelor’s Degree in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, and other related fields.
* Excellent analytical thinking and solid experience in data management.
* Proficient in one of the technical tools, Excel, PPT, SQL, SAS or Python.
* Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.
* Strong attention to details and ability to notice discrepancies in data.
* Ability to clearly communicate complex results to technical experts, business partners, and executives.
* Prior experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency is a plus.